1. Educational Purpose Only
The Financial Simulator is an educational tool designed to help users learn basic financial and accounting concepts through interactive practice.
⚠️ Important: This simulator is not a substitute for professional accounting advice, tax preparation, or real business bookkeeping. Do not use the simulator's outputs to file taxes, make financial decisions, or manage an actual business.
2. Not Professional Advice
The scenarios, transactions, and financial metrics in this simulator are simplified for teaching purposes. Real-world accounting involves tax laws, regulatory standards (GAAP, IFRS), industry-specific rules, and professional judgment that this tool does not address.
For real business or personal financial decisions, please consult a licensed accountant or financial advisor.
3. No Warranty
The simulator is provided "as is" without warranties of any kind. While we strive for accuracy in the accounting logic, we cannot guarantee that:
- The simulator is free from bugs or calculation errors
- It will run on every browser or device
- Your progress will be preserved (data is stored locally in your browser)
- The site will always be available
4. Limitation of Liability
To the fullest extent permitted by law, FinVisium and its creators shall not be liable for any indirect, incidental, or consequential damages arising from your use of the simulator — including, but not limited to, decisions made based on what you learned here.
5. Your Data
All simulation data is stored in your browser's localStorage and never transmitted to our servers. You are responsible for your own browser data. See our Privacy Policy for details.
6. Intellectual Property
The simulator's design, code, scenarios, and educational content are owned by FinVisium. You are welcome to:
- Use the simulator for personal learning
- Use it in classrooms or study groups
- Share links to the site
You may not copy the source code, redistribute the simulator, or remove attribution without permission.
7. Acceptable Use
Please use the simulator responsibly. Do not attempt to:
- Overload the site with automated traffic
- Reverse-engineer the application
- Use the simulator for any unlawful purpose
8. Changes to the Simulator
We may update scenarios, add new features, or change the interface at any time. Premium scenarios may be added in the future; any paid features will have clearly stated terms at the time of release.
9. Changes to These Terms
We may update these terms occasionally. Continued use of the simulator after changes means you accept the updated terms. The "Effective" date at the top reflects the latest revision.
10. Contact
Questions about these terms? Reach us at olegsurinprojects@gmail.com.